Bob Murphy Online: Bob Murphy (Real Living Realty Services)

We did it.  We made the move.

We have moved our Southern Indiana office.

Real Living Realty Services has moved it's Jeffersonville office to New Albany Indiana.  The move, just a short 7 miles from it's previous location will allow Real Living Realty Services to better serve it's clients in a location more convenient to the market Real Living Realty Servicves covers.

Real Living Realty Services covers the Louisville Kentucky and Southern Indiana market from the New Albany office.

The new address is:

Real Living Realty services

3039 Charlestown Crossing

New Albany,  IN  47150

812-282-7600 office

812-282-7600 Fax

Why is it so difficult to do the right thing?

This morning I got up to find a good accumulation od snow on the ground.  Where I live that means most everybody now has an excuse to not work, go to school etc......

So I got up and went to my usual Cofffee Spot to sit quietly and read the paper for a change.  Not just the Business section as I normally do, but the whole darn paper, even the funnies.

I was reading through the political stuff when I happened upon a story that says "Patyday-bill advocates seek support".  Apparently some elected official, you know someone elected by the people to represent the best interests of the people, had submitted a bill before the statehouse.  The bill seekd to limit the interest charged on short term "Payday" loans to 36% interest.  Seems like a good bill to me.  The very people living literally from paycheck to paycheck are being gouged by short term loan companies.  At least I think 36% interest and higher on a week long loan seems like gouging to me.

Here's the rub though.  The sponsor of the bill is "hopeful" the bill will pass.  He is only "hopeful" because the check cashing companies have spent 100's of thousands of dollars lobbying our elected officials, you know the ones elected by us to represent our best interests, to defeat this bill.  Imagine the 100's of thousands of dollars the check cashing companies are using no doubt came from the very people the bill seeks to protect.

Why can't our elected officails just do what is right?  Why can't the people we elected to look out for our best interests simply do what they were elected to do? 

New Listing in Jeffersonville Indiana

This home has been updated and remodeled inside and out in the last two years.  Thermopane replacement windows, new Vintl Siding.  All new flooring throughout and much much more.  The basement is mostly finished.  The basement Family Room measures 24 feet x 12.5 feet and has a wood burning stove.  Priced to sell at $104,900.00.

If you would like more information on this home please click on this link:

http://1023CapitolHills.RealLiving.com

If you would like to see more of my listings please visit: http://www.BobMurphyOnline.com

New Listing in New Albany Indiana

This Brand New listing is a great but at $104,900.00.

3 Bedrooms and 2 Baths and more then 1700 total finished square feet of living space.  This home has been completely updated and remodeled in the last year.  Living Room measures aproximately 20 feet x 12 feet.  The Formal Dining Room measures 12 feet x 12 feet.

If you would like further information about this home please visit this homes own website at http://www.2206Reno.RealLiving.com

If you would like to see all my listings follow this link: http://www.BobMurphyOnline.com

Great Home in Clarksville Indiana just Reduced.

This home has just been reduced to $ 124,900.00.

It has all new Hardwood flooring upstairs and a finished basement downstairs.  The basement even has a Kitchenette.  This is a unique design in the Clarksville Indiana area.  The home also has a very nice fenced Backyard and patios great for the family and outdoor activities.

If you would like to visit this homes webpage click this link:

www.1522briarwood.RealLiving.com

If you would like to see all my listings just click this link:

www.BobMurphyOnline.com

Great Home Just Reduced.

What a nice home with a finished basement and a large lot.

Priced at just $119,750.00 this home should not last long.

If you would like more details about this home click on this link:

www.2501larkwood.RealLiving.com

If you would like to see all my listings you can by visiting this link:

http://www.BobMurphyOnline.com

Sex Offenders Website.

If you would like to check an address in Floyd County Indiana for published Sex Offenders work places and home addresses here is a link to a website that will allow you to do so.

http://www.insor.org/insasoweb/initAdvancedSearchForm.do

Nice Home in Sellersburg Indiana

This lovely home qualifies for Indiana Rural Housing financing.  That means 100% financing with no PMI.

This is a 1400 + square foot home with a Full Unfinished basement. 

The Family Room has a custom built Fireplace and lots of room too.

The 1 Acre lot lot includes this huge fenced backyard.  A great place for the family to play or for your pets to roam.

If you would like more information about this home or if you would like to know more about 100% Rural Housing financing please give me a call.  You can reach me at 502-773-2564 or you can contact me via email at Bob.Murphy@RealLiving.com

Visit my other listings at http://www.RealLiving.com/Bob.Murphy

The New Year is almost here.  Will you Buy a Home in 2010?

Home prices are down in almost every market right now.  Interest rates are still at historic lows.  The Home Buyer Tax credit applies to just about everyone now.  Do you really need another reason to Buy a New Home?  By the way that doesn't mean literally a "New" home.  Just a home that is new to you.  There are many existing homes on the market right now that are priced right.  Even New Construction homes are priced down next to just a couple years ago.

Well if you need just one more reason to buy now.....here it is.

Interest rates are expected to begin climbing this year and could possibly be a full point higher then they are now by the end of the year.

Home prices are already beginning to climb in many markets and will probably finish the year higher in 2010 then they have been for the past year or so.

The Home Buyer Tax credit is set to expire for homes not under contract by the end of April 2010 and another extension is probably not going to happen.

This is the "Perfect Storm" for almost any home buyer right now.

If you are a current home owner and you have lived in your home for 5 consecutive years of the last 8 years, you are eligible for a $6500.00 tax credit if you purchase a new primary residence.  Whether you sell your current home or not.

If you are a First Time Home Buyer you are eligible for an $8000.00 Tax Credit if you have your new home under contract by April 30th of 2010 and close by June 30th of 2010.

If you would like more info about the advantages of owning your own home you can reach me at 502-773-2564 or you can email me at BobMurphy@Insightbb.com

You can also visit my website at www.RealLiving.com/Bob.Murphy

Home for Sale in Jeffersonville Indiana

Here is a lovely home on 2 Acres in the city.  There is Commercial potential with this property.

This home built in 1950 has more then 1000 square feet of finished living space. 

The Kitchen has been upgraded as has most of the rest of the home.

But more importatnt then the house itself is the nearly 2 Acres and it's proxcimity to the heart of Jeffersonville.

Would you like to know more about this piece of property?  Visit 3616hamburg@realliving.com

Or visit my website at www.RealLiving.com/Bob.Murphy