Bob Murphy Online: Indiana: Jeffersonville

New Listing in Jeffersonville Indiana

This home has been updated and remodeled inside and out in the last two years.  Thermopane replacement windows, new Vintl Siding.  All new flooring throughout and much much more.  The basement is mostly finished.  The basement Family Room measures 24 feet x 12.5 feet and has a wood burning stove.  Priced to sell at $104,900.00.

If you would like more information on this home please click on this link:

http://1023CapitolHills.RealLiving.com

If you would like to see more of my listings please visit: http://www.BobMurphyOnline.com

Home for Sale in Jeffersonville Indiana

Here is a lovely home on 2 Acres in the city.  There is Commercial potential with this property.

This home built in 1950 has more then 1000 square feet of finished living space. 

The Kitchen has been upgraded as has most of the rest of the home.

But more importatnt then the house itself is the nearly 2 Acres and it's proxcimity to the heart of Jeffersonville.

Would you like to know more about this piece of property?  Visit 3616hamburg@realliving.com

Or visit my website at www.RealLiving.com/Bob.Murphy

Wonderful Home in Jeffersonville INdiana.

This Awesome home in the desirable Elk Pointe neighborhood has more than 3000 square feet of finished living space and another 1200 square feet ready for you to finish.

The Family room has New Hardwood Flooring and French Doors that overlook the Deck and Gazebo area.

This home has a Master Suite that measures 15 x 30 feet and three aditional bedrooms as well.

If you are interested in learning a little more about this home you can see more at http://3503ElkPointe.RealLiving.com   or you can call me at 502-773-2564.

Would you like to see more of my listings?  You can at http://www.RealLiving.com/Bob.Murphy

Existing Home Owner Tax Credit

Are you an existing homeowner?  Have you lived in your existing home for at least 5 years as your primary place of residence?

If you can answer yes to the two questions above you might be eligible for a $6500.00 tax credit on the purchase of your next home.

The congress has passed and the President is expected to sign into law a bill that will allow existing home owners to take advantage of a Tax Credit similar to the First Time Home Buyer Tax Credit.

If you have been thinking about moving up from your current home, this would be a great time to get your current home on the market.  The First Time Home Buyer Tax Credit has been extended until property under contract by May 1st of 2010 and closed by July 1st 2010. 

This means there should be many more First Time Home Buyers in the market for a new home over the next few months.  There will be a need for more homes on the market to accomodate these Firts Time Home Buyers.

If you wopuld like to learn more about you may benefit from The First Time Home Buyer Tax Credit and the New Existing Homeowner Tax Credit please get in touch with me.

You may reach me either by email at Bob.Murphy@RealLiving.com or you can call me at 502-773-2564.

You may also visit my websiote at http://www.RealLiving.com/Bob.Murphy

Interest rates are still at historical lows, Tax Credits are being offered to more then just First Time Home Buyers,  Home prices rae great right now too.  It's a great Time To Buy or Sell.

Are you ready to take advantage of the New Homebuyer Tax Credit?

Congress has passed and the president is scheduled to sign into Law today an extension and an expansion of the First Time Home Buyer Tax Credit.

The First Time Home Buyer Taz Credit was due to expire November 30th of this year.  Thanks to a thoughtful congress this credit will now be expanded to home sales that are under contract by May 1st 2010 and close by no later then July 1st 2010.

If you thought you missed out on the First Time Home Buyer Tax credit over the past several months you have another chance to take advantage.

If you would like to know all the details please call or email me.

I have all the facts and want to help as many people as I can reap the rewards of this tax credit.

You can call me direct at 502-773-2564

You can email me at Bob.Murphy@RealLiving.com

You can visit my website at http://www.RealLiving.com/Bob.Murphy

If you live outside the area I service, the Louisville Kentucky Metro market including Southern Indiana, that's O.K.  I can reccomend someone in your area.

Cell phone numbers go public this month. 

If you would like to stop annoying telemarketer calls to your cell phone you may register your cell phone number at 1-888-382-1222.

REMINDER..... all cell phone numbers are being released to telemarketing companies and you may start to receive sales calls.

.... YOU MAY BE CHARGED FOR THESE CALLS IF YOUR CELL PLAN ALLOWS FOR IT.  Check your plan.

To prevent this, call the following number from your cell phone: 1-888-382-1222, you will have to press 1 for English, then 1 to register your phone, then put in your phone number and you are done.

It is the National DO NOT CALL list. It will only take a minute of your time.. It blocks your number for five (5) years. You must call from the cell phone number you want to have blocked. You cannot call from a different phone number.

HELP OTHERS BY PASSING THIS ON .. It takes about 20 seconds.

O.K. here is the latest that I know about the extension of the tax credit.

The Senate has tentatively agreed to the following:

1) Extend the current $8000.00 First Time Home Buyer Tax Credit to April 30th 2010.  As long as a home is under contract by April 30th and closes by June 30th 2010 the First Time buyer would get the credit.

2) Raise the income limits to $125,000.00 for a single person and double that for a married couple.

3) Add a $6500.00 credit for existing home owners who have been in their current home 5 of the last 8 years as their primary residence.

However the House has several bills floating around and no action has been taken on any of them.  The house will have to pass a bill of their own or possibly adopt the Senate version (assuming it actually passes) before it could be sent to the President to be signed into law.

One hold up is the IRS.  The IRS has to find a way to insure there is no opportunity for Fraud with the tax credit.

Another hold up is the house is waiting to see what impact the current tax credit had on the economy.

Bottom line is we aren't there yet, for those who want an extension of the tax credit.  It looks like it may be weeks yet before we know anything for sure.

What is going on with everyone in my business?  I haven't had a week like this one in a long time.  I think it is all because we are all working very hard to get any deal done these days. 

The Loan Officers are all letting things slip.  Maybe because of recent changes in lending laws in the state of Indiana where I practice most.  If you want to make sure you get your deal done you had better watch the loan officer closely.

The Loan Processors have all apparently stpooed looking at the entire file before submitting it to the Underwriter.

The Underwriters are questioning everything.  I mean everything.  And worst of all they do it one item at a time.  Delaying closings for weeks not just days.

The Home Inspectors are finding some of the weirdest stuff.  Scaring the first time home buyers into backing out of deals on a regular basis.  I know one agent who went through 5 homes before the Home INspector found a home that didn't scare the buyer to death.  Funny thing is not one of the 5 homes were really bad homes.

The Insurance companies are finding it harder and harder to write a Home Owners Policy.

Worst of all my fellow Realtors, you kow the ones who have managed to survive this crazy market have gone crazy themselves. 

I can't wait until the market gets healthy again.  I think we are all on edge. 

Having a Grandchild sure has changed.

Today we were so very blessed when our daughter had her first child.  This should be old hat to us though.  This is our 6th Grandchild spread over a 10 year period.  Our youngest Grandchild, with the exception of our newest, is 4 years old.

The whole process has changed so much in just 4 short years.  Today I think the entire neighborhood could have been in the room to witness the birth had the parents granted permission.  Thankfully they did not.  They did allow the entire crowd waiting patiently in the waiting room to stop in and visit within about 30 minutes of our new Grandsons birth.  There must have been 15 or 20 of us all in the room with them.  I wonder what Little Noah was thinking.  He had been out in the world for just minutes and yet it seemed the whole world was there to say hello all at the same time.

The labor room, the delivery room, and the babies room were all the same.  They didn't have the expectant Mom get ready for birth in one room then at just the right moment move her into the delivery room and once the blessed moment was over wheel her into another room and bring baby along a little later.  Baby didn't stay in the Nursery where everyone went to peer through the window at all the little ones trying to find their special one.

Nope.  It all took place right there in one room.  In the end it was actually pretty cool.  But it was quite different from the last time I remember. 

I must be getting old.

I am also so very blessed and thankful everyone are doing great.

I still can't believe my daughter and son-in-law were texting even during the birthing. 

Having a Grandchild sure has changed.