Bob Murphy Online

Bob Murphy Online http://bobmurphyrealestate.com/ Bob Murphy and Real Estate en-us http://bobmurphyrealestate.com/post/2332697/how-do-you-feel-about-the-real-estate-market-today- How do you feel about the Real Estate Market Today? <p>WOW! Short Sales, Foreclosures, deed's in Leiu of, auctions, land contracts.</p> <p>The market is definitely different today then it was just a few short years ago. There was a time when I would bet that most people didn't know what a "Short Sale" was. I use to make a joke that "You might be a Red Neck Realtor if...You thought a Short Sale is when a midget buys a home." I know not to fair to midgets. Sorry about that. I have a lot of "You might be a Red Neck Realtor if" jokes.</p> <p>However today some of those jokes aren't quite as funny as they use to be.</p> <p>In my market nearly 30% of all real estate saled are foreclosure sales. 30% and maybe more are Cash purchases. I personally have three or four "Short Sale" listings right now. .</p> <p>Please don't get me started on the low appraisal's we are getting lately either.</p> <p>Oh yeah, lets not forget about the massive number of Foreclosure's. Or what about the Dee's in Leiu of Foreclosure.</p> <p>There was also a time when people would do whatever they could to keep the home they were living in. Home ownership was something one worked towards, the American Dream. Today I see people just walking away from a mortgage they can no longer afford. Or from homes that aren't worth what they paid for them just a few short years ago.</p> <p>Seems like every effort we have made as a government jst aren't working to straighten this whole thing out.</p> <p>So here is my question for you. What do you think should be done, or even can be done to get our country back on the track of home ownership?</p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Sat, 04 Jun 2011 00:08:59 -0700 http://bobmurphyrealestate.com/post/2332697/how-do-you-feel-about-the-real-estate-market-today- http://bobmurphyrealestate.com/post/1746837/are-contract-for-deeds-dead-in-indiana-and-kentucky- Are Contract for Deeds DEAD in Indiana and Kentucky? <p><strong>Are Contract for Deeds DEAD in INdiana and Kentucky?</strong></p> <p>The Federal government passed a law sometime in 2008 called The Safe Act. Among other things this Act gave the States two years to enact their own or adopt the new Federal Law.<br><br>Indiana adopted the Federal Law by Rule sometime in 2009.<br><br>Since that time it appears it has been unlawful to sell Real Estate on Contract for Deed unless you meet some very stringent requirements.<br><br>1) You can sell to a Family member via Contract for Deed.<br><br>2) You can sell your Primary Residence via Contract for Deed.<br><br>3) You must be a licensed Mortgage Broker in order to offer Mortgages in Indiana or Kentucky if you do NOT meet the first two requirements listed above.<br><br>This new Rule in Indiana will make it therefore unlawful for a Builder to sell homes built via Contarct for Deed as many Builders have done in the past to help people who could not otherwise purchase a home.<br><br>This Rule will affect Investors who purchase, the renovate homes to place back into the marketplace.<br><br>What do you think about this rule?<br><br>What do you know about it?</p> <p>If you are working with a Contract for Deed it might be a good idea to seek the advise of an Attorney.</p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Thu, 15 Jul 2010 23:23:22 -0700 http://bobmurphyrealestate.com/post/1746837/are-contract-for-deeds-dead-in-indiana-and-kentucky- http://bobmurphyrealestate.com/post/1688952/have-you-re-filed-your-property-tax-exemptions Have you Re-Filed your Property Tax Exemptions <p>Have you re-filed your Indiana Property Tax Exemptions yet this year.  If you haven't you need to.  Indiana is updating there property tax system and as part of the update, All property eligible for property tax exemptions must re-file any current exemptions.</p> <p>As a property owner you should receive a Pink Notice with your tax bill this year explaining the need to re-file.  However most people don't pay close enough attention to these kind of notices.</p> <p>If you have any questions about your Indiana Property Tax Exemptions please give me a call.</p> <p>Bob Murphy</p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Thu, 10 Jun 2010 16:21:47 -0700 http://bobmurphyrealestate.com/post/1688952/have-you-re-filed-your-property-tax-exemptions http://bobmurphyrealestate.com/post/1512862/we-did-it-we-made-the-move- We did it. We made the move. <p><strong>We did it.  We made the move.</strong></p> <p><strong>We have moved our Southern Indiana office.</strong></p> <p>Real Living Realty Services has moved it's Jeffersonville office to New Albany Indiana.  The move, just a short 7 miles from it's previous location will allow Real Living Realty Services to better serve it's clients in a location more convenient to the market Real Living Realty Servicves covers.</p> <p>Real Living Realty Services covers the Louisville Kentucky and Southern Indiana market from the New Albany office.</p> <p>The new address is:</p> <p>Real Living Realty services</p> <p>3039 Charlestown Crossing</p> <p>New Albany,  IN  47150</p> <p>812-282-7600 office</p> <p>812-282-7600 Fax</p> <p><strong></strong></p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Wed, 24 Feb 2010 19:06:08 -0800 http://bobmurphyrealestate.com/post/1512862/we-did-it-we-made-the-move- http://bobmurphyrealestate.com/post/1482616/why-is-it-so-difficult-to-do-the-right-thing- Why is it so difficult to do the right thing? <p><strong>Why is it so difficult to do the right thing?</strong></p> <p>This morning I got up to find a good accumulation od snow on the ground.  Where I live that means most everybody now has an excuse to not work, go to school etc......</p> <p>So I got up and went to my usual Cofffee Spot to sit quietly and read the paper for a change.  Not just the Business section as I normally do, but the whole darn paper, even the funnies.</p> <p>I was reading through the political stuff when I happened upon a story that says "Patyday-bill advocates seek support".  Apparently some elected official, you know someone elected by the people to represent the best interests of the people, had submitted a bill before the statehouse.  The bill seekd to limit the interest charged on short term "Payday" loans to 36% interest.  Seems like a good bill to me.  The very people living literally from paycheck to paycheck are being gouged by short term loan companies.  At least I think 36% interest and higher on a week long loan seems like gouging to me.</p> <p>Here's the rub though.  The sponsor of the bill is "hopeful" the bill will pass.  He is only "hopeful" because the check cashing companies have spent 100's of thousands of dollars lobbying our elected officials, you know the ones elected by us to represent our best interests, to defeat this bill.  Imagine the 100's of thousands of dollars the check cashing companies are using no doubt came from the very people the bill seeks to protect.</p> <p>Why can't our elected officails just do what is right?  Why can't the people we elected to look out for our best interests simply do what they were elected to do? </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Tue, 09 Feb 2010 06:04:41 -0800 http://bobmurphyrealestate.com/post/1482616/why-is-it-so-difficult-to-do-the-right-thing- http://bobmurphyrealestate.com/post/1447034/new-listing-in-jeffersonville-indiana New Listing in Jeffersonville Indiana <p><strong>New Listing in Jeffersonville Indiana</strong></p> <p><img src="http://activerain.com/image_store/uploads/8/5/2/0/9/ar126411558290258.jpg" height="227" alt="" width="280"><img src="http://activerain.com/image_store/uploads/6/5/6/5/9/ar126411560695656.jpg" height="224" alt="" width="284"><img src="http://activerain.com/image_store/uploads/2/6/5/2/6/ar126411562662562.jpg" height="233" alt="" width="282"><img src="http://activerain.com/image_store/uploads/4/6/8/1/1/ar126411565811864.jpg" height="232" alt="" width="283"></p> <p>This home has been updated and remodeled inside and out in the last two years.  Thermopane replacement windows, new Vintl Siding.  All new flooring throughout and much much more.  The basement is mostly finished.  The basement Family Room measures 24 feet x 12.5 feet and has a wood burning stove.  Priced to sell at $104,900.00.</p> <p>If you would like more information on this home please click on this link:</p> <p><a href="http://1023CapitolHills.RealLiving.com"><strong>http://1023CapitolHills.RealLiving.com</strong></a></p> <p>If you would like to see more of my listings please visit: <a href="http://www.BobMurphyOnline.com"><strong>http://www.BobMurphyOnline.com</strong></a></p> <p> </p> <p> </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Thu, 21 Jan 2010 17:20:53 -0800 http://bobmurphyrealestate.com/post/1447034/new-listing-in-jeffersonville-indiana http://bobmurphyrealestate.com/post/1447015/new-listing-in-new-albany-indiana New Listing in New Albany Indiana <p><strong>New Listing in New Albany Indiana</strong></p> <p><img src="http://activerain.com/image_store/uploads/7/3/6/0/5/ar126411475750637.jpg" height="205" alt="" width="277"><img src="http://activerain.com/image_store/uploads/6/0/8/2/3/ar126411478832806.jpg" height="205" alt="" width="278"><img src="http://activerain.com/image_store/uploads/4/0/4/9/6/ar126411481869404.jpg" height="215" alt="" width="277"><img src="http://activerain.com/image_store/uploads/6/7/5/6/6/ar126411485866576.jpg" height="216" alt="" width="280"><img src="http://activerain.com/image_store/uploads/8/0/9/5/3/ar126411488735908.jpg" height="219" alt="" width="278"><img src="http://activerain.com/image_store/uploads/8/4/6/0/9/ar126411491990648.jpg" height="219" alt="" width="278"></p> <p><strong>This Brand New listing is a great but at $104,900.00.</strong></p> <p>3 Bedrooms and 2 Baths and more then 1700 total finished square feet of living space.  This home has been completely updated and remodeled in the last year.  Living Room measures aproximately 20 feet x 12 feet.  The Formal Dining Room measures 12 feet x 12 feet.</p> <p>If you would like further information about this home please visit this homes own website at <a href="http://www.2206Reno.RealLiving.com">http://www.2206Reno.RealLiving.com</a></p> <p>If you would like to see all my listings follow this link: <a href="http://www.BobMurphyOnline.com">http://www.BobMurphyOnline.com</a></p> <p> </p> <p> </p> <p> </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Thu, 21 Jan 2010 17:09:51 -0800 http://bobmurphyrealestate.com/post/1447015/new-listing-in-new-albany-indiana http://bobmurphyrealestate.com/post/1444862/great-home-in-clarksville-indiana-just-reduced- Great Home in Clarksville Indiana just Reduced. <p><strong>Great Home in Clarksville Indiana just Reduced.</strong></p> <p><img src="http://activerain.com/image_store/uploads/1/6/0/0/7/ar126402734170061.jpg" height="189" alt="" width="300"><img src="http://activerain.com/image_store/uploads/8/7/2/0/3/ar126402737330278.jpg" height="190" alt="" width="299"></p> <p><img src="http://activerain.com/image_store/uploads/9/1/3/2/5/ar126402742452319.jpg" height="177" alt="" width="293"><img src="http://activerain.com/image_store/uploads/1/2/5/5/2/ar126402745425521.jpg" height="178" alt="" width="302"></p> <p>This home has just been reduced to $ 124,900.00.</p> <p>It has all new Hardwood flooring upstairs and a finished basement downstairs.  The basement even has a Kitchenette.  This is a unique design in the Clarksville Indiana area.  The home also has a very nice fenced Backyard and patios great for the family and outdoor activities.</p> <p>If you would like to visit this homes webpage click this link:</p> <p><a href="http://www.1522briarwood.RealLiving.com"><strong>www.1522briarwood.RealLiving.com</strong></a></p> <p>If you would like to see all my listings just click this link:</p> <p><a href="http://www.BobMurphyOnline.com"><strong>www.BobMurphyOnline.com</strong></a></p> <p> </p> <p> </p> <p> </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Wed, 20 Jan 2010 16:50:56 -0800 http://bobmurphyrealestate.com/post/1444862/great-home-in-clarksville-indiana-just-reduced- http://bobmurphyrealestate.com/post/1444820/great-home-in-new-albany-just-reduced- Great Home in New Albany just Reduced. <p><strong>Great Home Just Reduced.</strong></p> <p><img src="http://activerain.com/image_store/uploads/7/8/2/1/2/ar126402644421287.jpg" height="188" alt="" width="288"><img src="http://activerain.com/image_store/uploads/2/7/5/1/3/ar126402648631572.jpg" height="189" alt="" width="264"></p> <p><img src="http://activerain.com/image_store/uploads/4/0/4/1/3/ar126402655431404.jpg" height="172" alt="" width="289"><img src="http://activerain.com/image_store/uploads/1/6/8/6/8/ar126402658886861.jpg" height="172" alt="" width="277"></p> <p>What a nice home with a finished basement and a large lot.</p> <p>Priced at just <strong>$119,750.00</strong> this home should not last long.</p> <p>If you would like more details about this home click on this link:</p> <p><a href="http://www.2501larkwood.RealLiving.com"><strong>www.2501larkwood.RealLiving.com</strong></a></p> <p>If you would like to see all my listings you can by visiting this link:</p> <p><a href="http://www.BobMurphyOnline.com"><strong>http://www.BobMurphyOnline.com</strong></a></p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Wed, 20 Jan 2010 16:34:54 -0800 http://bobmurphyrealestate.com/post/1444820/great-home-in-new-albany-just-reduced- http://bobmurphyrealestate.com/post/1427089/nice-home-in-sellersburg-indiana Nice Home in Sellersburg Indiana <p><strong>Nice Home in Sellersburg Indiana</strong></p> <p>This lovely home qualifies for Indiana Rural Housing financing.  That means 100% financing with no PMI.</p> <p><img src="http://activerain.com/image_store/uploads/1/5/1/6/7/ar126322399876151.jpg" height="266" alt="" width="401"></p> <p>This is a 1400 + square foot home with a Full Unfinished basement. </p> <p><img src="http://activerain.com/image_store/uploads/3/2/2/7/8/ar126322405187223.jpg" height="266" alt="" width="401"></p> <p>The Family Room has a custom built Fireplace and lots of room too.</p> <p><img src="http://activerain.com/image_store/uploads/4/9/2/7/3/ar126322410737294.jpg" height="266" alt="" width="401"></p> <p>The 1 Acre lot lot includes this huge fenced backyard.  A great place for the family to play or for your pets to roam.</p> <p>If you would like more information about this home or if you would like to know more about 100% Rural Housing financing please give me a call.  You can reach me at 502-773-2564 or you can contact me via email at <a href="mailto:Bob.Murphy@RealLiving.com">Bob.Murphy@RealLiving.com</a></p> <p>Visit my other listings at <a href="http://www.RealLiving.com/Bob.Murphy">http://www.RealLiving.com/Bob.Murphy</a></p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Mon, 11 Jan 2010 09:38:01 -0800 http://bobmurphyrealestate.com/post/1427089/nice-home-in-sellersburg-indiana http://bobmurphyrealestate.com/post/1431382/sex-offenders-website Sex Offenders Website <p><strong>Sex Offenders Website.</strong></p> <p>If you would like to check an address in Floyd County Indiana for published Sex Offenders work places and home addresses here is a link to a website that will allow you to do so.</p> <p>http://www.insor.org/insasoweb/initAdvancedSearchForm.do</p> <p> </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Wed, 13 Jan 2010 12:36:46 -0800 http://bobmurphyrealestate.com/post/1431382/sex-offenders-website http://bobmurphyrealestate.com/post/1403576/the-new-year-is-alomost-here-will-you-buy-a-home-in-2010- The New Year is alomost here. Will you Buy a Home in 2010? <p><strong>The New Year is almost here.  Will you Buy a Home in 2010?</strong></p> <p>Home prices are down in almost every market right now.  Interest rates are still at historic lows.  The Home Buyer Tax credit applies to just about everyone now.  Do you really need another reason to Buy a New Home?  By the way that doesn't mean literally a "New" home.  Just a home that is new to you.  There are many existing homes on the market right now that are priced right.  Even New Construction homes are priced down next to just a couple years ago.</p> <p>Well if you need just one more reason to buy now.....here it is.</p> <p>Interest rates are expected to begin climbing this year and could possibly be a full point higher then they are now by the end of the year.</p> <p>Home prices are already beginning to climb in many markets and will probably finish the year higher in 2010 then they have been for the past year or so.</p> <p>The Home Buyer Tax credit is set to expire for homes not under contract by the end of April 2010 and another extension is probably not going to happen.</p> <p>This is the "Perfect Storm" for almost any home buyer right now.</p> <p>If you are a current home owner and you have lived in your home for 5 consecutive years of the last 8 years, you are eligible for a <strong>$6500.00 tax credit</strong> if you purchase a new primary residence.  Whether you sell your current home or not.</p> <p>If you are a <strong>First Time Home Buyer</strong> you are eligible for an <strong>$8000.00 Tax Credit</strong> if you have your new home under contract by April 30th of 2010 and close by June 30th of 2010.</p> <p>If you would like more info about the advantages of owning your own home you can reach me at <strong>502-773-2564 </strong>or you can email me at <a href="mailto:BobMurphy@Insightbb.com"><strong>BobMurphy@Insightbb.com</strong></a></p> <p>You can also visit my website at <a href="http://www.RealLiving.com/Bob.Murphy"><strong>www.RealLiving.com/Bob.Murphy</strong></a></p> <p> </p> <p> </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Mon, 28 Dec 2009 07:39:41 -0800 http://bobmurphyrealestate.com/post/1403576/the-new-year-is-alomost-here-will-you-buy-a-home-in-2010- http://bobmurphyrealestate.com/post/1399746/home-for-sale-in-jeffersonville-indiana Home for sale in Jeffersonville Indiana <p><strong>Home for Sale in Jeffersonville Indiana</strong></p> <p>Here is a lovely home on 2 Acres in the city.  There is Commercial potential with this property.</p> <p><img src="http://activerain.com/image_store/uploads/8/5/5/1/2/ar126166262521558.jpg" height="266" alt="" width="401"></p> <p>This home built in 1950 has more then 1000 square feet of finished living space. </p> <p><img src="http://activerain.com/image_store/uploads/5/2/4/5/6/ar126166269965425.jpg" height="266" alt="" width="401"></p> <p>The Kitchen has been upgraded as has most of the rest of the home.</p> <p><img src="http://activerain.com/image_store/uploads/8/0/2/0/7/ar126166274770208.jpg" height="266" alt="" width="401"></p> <p>But more importatnt then the house itself is the nearly 2 Acres and it's proxcimity to the heart of Jeffersonville.</p> <p>Would you like to know more about this piece of property?  Visit <a href="mailto:3616hamburg@realliving.com"><strong>3616hamburg@realliving.com</strong></a></p> <p>Or visit my website at <a href="http://www.RealLiving.com/Bob.Murphy"><strong>www.RealLiving.com/Bob.Murphy</strong></a></p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Thu, 24 Dec 2009 07:58:51 -0800 http://bobmurphyrealestate.com/post/1399746/home-for-sale-in-jeffersonville-indiana http://bobmurphyrealestate.com/post/1399725/wonderful-home-in-jeffersonville-indiana- Wonderful Home in Jeffersonville Indiana. <p><strong>Wonderful Home in Jeffersonville INdiana.</strong></p> <p><img src="http://activerain.com/image_store/uploads/5/1/4/3/5/ar126166192153415.jpg" height="300" alt="" width="400"></p> <p>This Awesome home in the desirable Elk Pointe neighborhood has more than 3000 square feet of finished living space and another 1200 square feet ready for you to finish.</p> <p><img src="http://activerain.com/image_store/uploads/8/3/4/7/5/ar126166201257438.jpg" height="300" alt="" width="400"></p> <p>The Family room has New Hardwood Flooring and French Doors that overlook the Deck and Gazebo area.</p> <p><img src="http://activerain.com/image_store/uploads/9/4/5/3/6/ar126166207963549.jpg" height="300" alt="" width="400"></p> <p>This home has a Master Suite that measures 15 x 30 feet and three aditional bedrooms as well.</p> <p>If you are interested in learning a little more about this home you can see more at <a href="http://3503ElkPointe.RealLiving.com"><strong>http://3503ElkPointe.RealLiving.com</strong></a>   or you can call me at 502-773-2564.</p> <p>Would you like to see more of my listings?  You can at <a href="http://www.RealLiving.com/Bob.Murphy"><strong>http://www.RealLiving.com/Bob.Murphy</strong></a></p> <p> </p> <p> </p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Thu, 24 Dec 2009 07:48:17 -0800 http://bobmurphyrealestate.com/post/1399725/wonderful-home-in-jeffersonville-indiana- http://bobmurphyrealestate.com/post/1347492/did-you-buy-a-home-in-indiana-this-year- Did you buy a home in Indiana this year? <p><strong>Did you buy a home in Indiana this year?</strong></p> <p>Have you filed for your tax exemptions if you did?  IN INdiana you have the benefit of a tax break on property taxes if you file for certain exemptions.</p> <p>The typical exemptions that nearly everyone qualifies for are "<strong>The Homestead Exemption</strong>" and "<strong>The Mortgage Exemption</strong>".</p> <p>You qualify for "<strong>The Homestead Exemption</strong>" if the home is your primary place of residence.</p> <p>You qualify for "<strong>The Mortgage Exemption</strong>" if you have a current mortgage on your home.  This one is very interesting because you don't necessarily have to have a balance on your mortgage to qualify for the exemption.  Many homeowners take out an equity line on their home when they don't have another mortgage, just to qualify for this exemption.</p> <p>The tax savings can amount to a large sum of money.  The exemption amount is taken off the assessed value of the property before the property taxes are applied to the home.  Many homeowners reduce the value of their home for tax purposes by as much as $48,000.00.</p> <p>A couple things you should know about these exemptions:</p> <p>1) <strong>If you bought your home in 2009 you have until December 31, 2009 to file for the exemptions to have them apply in the following year.</strong></p> <p>2) <strong>If you refinance your home you must re-file for the Mortgage exemption.</strong></p> <p>It is easy to file.  Take a phto ID (Drivers License) and your property address to the Auditors office in the county in which you are filing.  Simply let the Auditor know you want to file for your exemptions.  The clerks in the office will walk you through this process.  It takes about 10-15 minutes.  Sometimes there is a small fee (Like $1.00) charged by the Auditor to process your filing.</p> <p>Once you file <strong><span>KEEP YOUR RECEIPT</span></strong>.  It is the only proof you have that you did indeed file.</p> <p>If you have questions about filing your tax exemptions in Indiana please give me, Bob Murphy, a call at <strong>502-773-2564</strong> or you can email me at <a href="mailto:Bob.Murphy@RealLiving.com"><strong>Bob.Murphy@RealLiving.com</strong></a></p> <p>If you are in the market to buy or cell a home in Indiana or Kentucky I am licensed in both states.</p> <p>Want to see my listings?  Visit <a href="http://www.RealLiving.com/Bob.Murphy"><strong>http://www.RealLiving.com/Bob.Murphy</strong></a></p> <p><strong></strong></p> <p> </p> <div class="agent_signature"> <p><img src="http://activerain.com/image_store/uploads/1/5/9/7/9/ar125065868397951.jpg" height="67" alt="" width="50"></p> <p><strong>Bob Murphy</strong></p> <p>Broker Associate</p> <p>RE/MAX FIRST</p> <p>502-773-2564</p> <p><a href="mailto:BobMurphy@ReMax.net">BobMurphy@ReMax.net</a></p> <p> </p> </div> Bob Murphy (Re/Max First) Fri, 20 Nov 2009 11:47:47 -0800 http://bobmurphyrealestate.com/post/1347492/did-you-buy-a-home-in-indiana-this-year-